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Health insurance plans
Health Insurance plans vary but dependant on the scope of coverage offered health insurance plans most often pay for part or all of the cost of the following types of services: Basic services like visits to the a doctor's office; surgery;...

Insurance providers weather the storm while the claims of consumers flounder
We have just had the first year's anniversary of the flash flooding which occurred at Boscastle in Cornwall. The floods saw some of the worst damage wrought by sudden rainfall in the UK for many years. The flood was caused by the remains of a...

Life Insurance - Medical History Increases The Cost For 66% Of Applicants
Lucky applicants for life insurance can be insured within 48 hours and at the premium quoted - but 2 in 3 applicants are faced with delays plus the prospect of having their premium loaded. So who are the lucky ones? Basically, you'll have...

"What Every Employer Should Know When They Can No Longer Offer Health Insurance Coverage"
An astounding Seventy Percent (70%) of Small Businesses in America today do not provide health Insurance coverage for their employees. In most cases, it's not that they don't want to but because their business can no longer afford to provide such...

What is the Difference between Third Party Liability and Full Coverage Insurance?
Insurance can be very confusing for those of us who are not in the insurance business. Often, our insurance agents start babbling about liability, comprehensive coverage, third party liability, and more - and we feel like they are speaking...

 
Choosing liability limits for motorcycle insurance

How do I choose liability for my motorcycle insurance?
While most states have minimum liability requirements, this is not always the smartest choice. First determine what you would have to lose if you were to be sued for all you are worth. Consider all your assets such as your home, cars, jewelry, etc. It is not uncommon for lawyers to go after your future wages. A good rule of thumb to consider is 30% of your income for the next 5-10 years. You can of course insure yourself for more if you feel more comfortable. Another important point to consider is the liability to other's vehicles. State minimums aren't always adquate. It's hard to do a lot of damage to others on a motorcycle. If you were to hit a brand new Mercedes, it will cost much more to repair than an 88 Yugo. You will see liability limits written 50/100/50. The first number is your per person limit, the second is per accident, and the third is damage to other's property. You can appline online for motorcycle insurance or scooter insurance.

About the Author
Jeff Walther is an insurance agent in Fresno, CA. He specializes in motorcycle insurance, errors and ommisions insurance, condo insurance, and renters insurance.

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