How To Reduce Your Life Insurance Premiums Without Switching Insurers


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How To Reduce Your Life Insurance Premiums Without Switching Insurers

Change how you pay the premiums and your life insurance could be even cheaper without the hassle of switching to a new insurer.

Many policyholders pay their premiums monthly but most life insurance companies give customers who pay their premiums annually an extra discount.

Cheaper Life Insurance Premiums or More Cover

With a typical 25 year term, life insurance customers could save 18 months worth of premiums or even more in some cases. UK life insurance premiums already offer good value for money but few people are aware that by paying for their cover once a year rather than every month could result in further savings or extra life cover for exactly the same premium.

If you paid your car, house, or holiday insurance annually you would expect it to cost less. So why should life insurance be any different?

How to Switch to Annual Premiums

If you're considering buying a life insurance policy, simply obtain quotes from a range of insurers with annual and monthly premiums to compare the cost saving.

However, if you're an existing policyholder, contact your life insurance company and simply ask...

Do you give a discount for annual premiums?

Can I change my existing policy to annual premiums?

If this option is not available for your policy, compare your existing monthly premiums against the annual cost of a new policy. If the savings outway the costs, consider taking out a new life insurance policy with annual premium payments.

Source: www.isnare.com